Cosigners can help, here's how: 

If your application requires a cosigner, here are some ways adding a cosigner improves your chances of approval. 

  • Spousal Cosigner: This helps if you make less than $1,500/mo, or you have a high debt-to-income ratio. We combine applications and treat you as one profile. 
  • Family Member (parent, sibling, child, cousin): This helps if you have a low credit score. If the cosigner has better credit, will re-review your approval to see if we can increase the limit. 
  • Friend (no relation): Similar to the family member cosigner; this can help your credit limit approval. 

hint: Double-check that you submitted your application with your gross monthly income.

Did this answer your question?