### Debt-to-income Ratio Simplified

When determining your lease eligibility, we look at your debt-to-income ("DTI") ratio. To calculate this we take your total monthly liabilities (rent, mortgage, credit card payments, student loans, etc.), plus your lease payment, and divide it by your gross monthly income. This ratio cannot exceed 60%.

*Example*

Monthly Liabilities: $775

MotoLease Monthly Payment: $175

Monthly Income: $1850

DTI: 51%